Privacy Policy

1. What we collect

Your name, MSISDN, the application notes you submit, any supporting documents you upload (bank or mobile-money statements, ID), and the records of loans, repayments, and notifications generated from using Senti Credit.

2. How we use it

To verify your identity, decide your credit limit, disburse loans, collect repayments, send service SMS, and improve our scoring. We may share aggregated, anonymised statistics with partners, but never your personal identifiers unless legally required.

3. Storage

Personal data and uploaded files are stored on secure infrastructure (DigitalOcean Spaces, private bucket, signed URLs). Only Senti Credit staff with a need to know can access them.

4. Sharing with third parties

We share data with: (a) Senti YAS for collections and disbursements, (b) Senti Notify for SMS delivery, (c) credit reference bureaus if you default, (d) regulators or law enforcement when legally required.

5. Your rights

You can ask us what data we hold about you, request corrections, or request deletion (subject to legal retention requirements). Email support@trixa.net.

6. Retention

We keep transactional records for as long as legally required (typically 7 years). After that, we anonymise or delete.

7. Changes

We may update this policy. Material changes will be SMS'd to active customers.

8. Contact

support@trixa.net · +255 718 017 738 / +255 754 503 886.